• About Us
  • Welcome
  • History & Mission Statement
  • Board of Directors
  • Officers & Employees
  • Community Involvement
  • Advisory Board
  • Location & Hours
• Personal Banking
  • Personal Checking
  • Personal Savings
  • Certificates of Deposit & IRAs
  • Debit / ATM Cards
• Business Banking
  • Business Checking
  • Credit Cards
  • Certificates of Deposits & IRAs
  • Merchant Services
  • Lock Box Services
  • Remote Deposit
• Loan Products
• Other Services
  • Bank Services
  • Community Links
  • Calculators
• Contact Us

Our Products

Are you feeling the crunch by your bank’s merger or acquisition? Have you been impacted by “big” bank products focusing on fee income as opposed to building relationships for the mutual benefit of the customer and the bank? We at Floridian Community Bank know how you feel. At Floridian Community Bank, we offer one-on-one personal service for both individual and business customers. We provide the conveniences that a “big” bank can offer combined with the personal attention and service of a local community bank. Floridian Community Bank provides a wide variety of traditional banking products supported by a high level of technology, which will be discussed below.

Personal Accounts

Floridian Community Bank offers a variety of checking, savings & CD accounts designed to fit the needs of our customers. Checking accounts range from a totally free personal checking account, to a checking with interest (NOW account), to a checking with competitive, flexible higher interest rates (Tiered Money Market). Personal savings accounts are interest bearing and are a good choice for the beginning investor. Our Minor Savings account is a great tool to invest in your child’s future. Our Certificates of Deposit are designed to maximize your hard earned dollars.

Benefits of Personal Accounts

• ATM Access
• ATM/Debit Card (available accounts only)
• Free Online Banking
• Free Online Bill Pay
• Automatic Payment (ACH)
• Direct Deposit
• Unlimited Check Writing Privileges (Personal Checking)
• Limited Check Writing Privileges (NOW & Money Market)

Business Accounts

Floridian Community Bank offers different types of checking, savings & CD accounts designed to fit the needs of your business. Business checking accounts are analyzed relationships offset with an earnings credit rate that is among the highest in the market. This earnings credit may offset all or part of your monthly maintenance fee. Our business NOW account earns a competitive interest rate that is designed for sole proprietors, not-for profit organizations, and government agencies that meet certain regulatory requirements. Our business Money Market account offers a competitive tiered interest rate along with complete liquidity and access to your funds. Our business savings account offers a competitive interest rate along with complete liquidity. Our business certificates of deposit are designed to maximize your businesses earnings. Floridian Community Bank is approved by the State of Florida to accept Public Funds deposits. These special accounts are available to State, County, and Municipal agencies only.

Benefits of Business Accounts

• ATM Access
  
• ATM/Debit Card (available accounts only)
  
• Free Online Banking
  
• Free Online Bill Pay
  
• Cash Management
  
• Automatic Payment (ACH)
  
• Direct Deposit
  
• Limited Check Writing Privileges
  
• Merchant Services (Upon Application Approval)
  
• Remote Capture Services (Upon Application Approval)

Loan Products

Business entrepreneurs come to Floridian Community Bank because they actually speak with the decision makers who are well informed about local real estate, local business, and have extensive experience in the local market. Floridian Community Bank borrowers like the fact that the BANKERS that they meet are not order takers and also have the interest of their borrowers in mind. With Community Associations (Condominiums, Home Owner and Coops), the BANK will work personally with the associations in every step to help them to both make the property improvements, and give terms that the individual home owners can feel comfortable with their payment.

Floridian Community Bank offers the following types of loans:

• Owner Occupied Commercial Space
• Investment Property.
• SBA 504 Program

• Working Capital lines for Attorneys
• Working Capital lines for CPA Firms
• Working Capital Lines for Physicians

• Insurance Premium financing at 11 months term
• Purchase of the recreational lease from the developer
• Property Improvement
• Line of Credit to assess future improvements as well as for the purpose of back up of capital in preparation for hurricane season

• Home Equity Lines
• Super Jumbo First Mortgages
• Certificate of Deposit secured loans

Automobile Loans

Floridian Community Bank has experienced consistent growth over the past 5 years and we hope to continue that trend in the near future with new branch openings in Broward, Palm Beach and Miami-Dade Counties. So come join the Floridian Community Bank family and grow with us as you watch your money grow too.