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Personal Checking

Compare Our Checking Accounts

Features

Personal Checking

Interest Checking

Money Market

Minimum Opening Deposit

$100.00

$100.00

$500.00

Monthly Service Charge

No Fee

$12.00 monthly fee; can be waived by maintaining $1000.00 daily collected balance

$14.00 monthly fee; can be waived by maintaining $1500.00  daily collected balance

Interest Earning

 

Free Printed Checks

 

Write 20 checks per statement, and each check after $.20 charge

Free ATM/Debit Visa Card

 

 

 

On-line banking/Bill Payment

 

 

 

Direct Deposit

 

 


*Federal Regulation require Financial Institutions to limit certain transactions on Money Market and Savings accounts.  No more than 6 transactions per statement cycle via check or electronic payments.  A $10.00 per item charge will be imposed for each item over 6.  Unlimited withdrawals via ATM or in-person transactions.


Personal Checking

  • $100 minimum deposit to open account
  • No monthly maintenance fee
  • Unlimited Check Writing
  • Free ATM/Debit Visa Card
  • Free On-Line Banking and Bill Payment
  • Direct Deposit available

Interest Checking – NOW Account

  • $100 minimum deposit to open account
  • $12.00 monthly maintenance fee; maintenance fee can be avoided by maintaining a $1,000 minimum daily collected balance
  • Write 20 checks with no charge per statement, and $.20 for each check thereafter.
  • Free ATM/Debit Visa Card
  • Free On-Line Banking and Bill Payment
  • Direct Deposit available

Gold- Money Market Account

  • $500 minimum deposit to open account
  • Interest is calculated and compounded daily on the collected balance and credited to your account monthly. Minimum daily collected balance of $100.00 required to earn interest
  • $14.00 monthly maintenance fee; maintenance fee can be avoided by maintaining a $1,500 minimum daily collected balance
  • Transaction limitations apply
  • Free On-Line Banking
  • Direct Deposit available

* Transactions restrictions apply.

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