FATCA Notice

The Foreign Account Tax Compliance Act ("FATCA") final regulations were enacted with the primary goal of providing the IRS increased ability to detect US tax evaders concealing their assets directly in foreign accounts or through offshore entities. It requires compliance with a new set of tax information reporting and withholding rules. Among these requirements, Financial institutions will need to withhold payments made to non-participating foreign financial institutions ("NPFF's") effective July 1, 2014.  The withholding amount equals 30% of the wire amount sent to a beneficiary Bank that does not have a Global Intermediary Identification Number (GIIN).  In order to know if your wire will be subject to the 30% withholding, below you will find a link enabling you to find the information.

If you are sending a wire to countries listed in Model 1 IGA and the beneficiary bank is a non-participating foreign financial institution not having a GIIN number, withholding will be exempt until 12/31/14.  If you are sending a wire to Model 2 IGA countries and the beneficiary bank is a non-participating foreign financial institution (not having a GIIN number) 30% withholding will be effective 07/01/2014.  Beginning in 01/01/2015 regardless of the country, all non-participating foreign financial institution (not having a GIIN number) will be subject to the 30% withholding. http://www.treasury.gov/resource-center/tax-policy/treaties/Pages/FATCA-Archive.aspx

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