Residential Loan Products

Talk with a Floridian Community Bank Mortgage Loan Officer about our wide range of residential loans, various loan programs and terms apply. Our experienced loan officers can analyze your need or situation and clearly explain your mortgage options.

Choose from a variety of loan types:

  • Fixed Rate Mortgages
    • Various terms available
  • Jumbo Mortgages
    • Loan amounts of up to $3 million
  • ARMs (Adjustable Rate Mortgages)**
    • Variety of ARM programs available
  • Conforming and Non-Conforming Mortgages
  • A source for FHA and VA Mortgages
**Interest rate and payment on an ARM may increase after the initial fixed rate period.

Our Residential Mortgage Team

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Louise Nelson

Louise M. Nelson
Floridian Community Bank
VP/Residential Mortgage Sales
4850 West Atlantic Ave.
Delray Beach, FL 33445
Cell: (561) 376-6277
NMLS # 410107

Welcome to Floridian Community Bank Mortgage Web site! As you search for information on home mortgages keep in mind that contrary to what you may hear, now is a great time to purchase a new home! Mortgage products and competitive interest rates continue to help today's consumer meet their home ownership goals. So whether you're purchasing or refinancing, consumers have many choices!

Helping you feel comfortable begins with me sharing thorough knowledge of the products we have to offer so that you can make informed decisions. As an educated homebuyer, you'll be confident when it's time to apply for your mortgage.

Put my years of experience to work and I promise to deliver exceptional service to you! Referrals from satisfied customers are a very important part of my business. My goal is to earn your confidence and become your trusted mortgage professional for years to come. Thank you!

Sergio Contreras

Sergio Contreras
Floridian Community Bank
Mortgage Loan Officer
5599 S. University Dr. Suite 100
Davie, FL 33328
Cell: (754) 366-2366
Fax: (954) 888-1356
NMLS # 371698

Ever since graduating from Florida State University with a degree in Business Administration; I have been serving my client's needs in the Real Estate & Mortgage industries for the past 12 years. The addition of having diverse real estate experience as a realtor has been very beneficial in the mortgage industry. I can provide answers and solutions to any situation my clients may face.

My pledge to all past, current,
and future clients is to:

Always make myself available and responsive to you 7 days a week (even after hours). I realize that many real estate negotiations are not during business hours and develop on the weekends. You will always have access to my personal cell and I will be happy to provide you a prequalification or go over a financing scenario with you. If it's more convenient for you, we can arrange to meet at your place of business or your home.

All the experience in the world is absolutely worthless without the basic ability to listen to clients and follow through with their wishes. My job is not just to take your application, but to effectively manage your transaction from start to finish. There is no difference whether you are a First Time Buyer or a Multi-Million dollar buyer. The rule I follow is, "under promise and over deliver". You will have no horror stories, no surprises, 100% honesty and 100% competence when dealing with me. As a result, my business is 95% repeat or referral.

You only think about home financing a few times during your life ~ I think about it every single day. It's your home and your future. It's my profession and passion. Give me a chance to prove that Floridian Community Bank is the best in the business and we will make your home buying/refinancing experience the best it can be.

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